If you intend to purchase your home with a loan, the ideal place to start the buying process is by calculating what you can afford. You can use a mortgage calculator to get an idea, but it is advised to work with a mortgage professional to assess your finances and pre-qualify you for a home loan. This process will guide your home search to the proper price range, allowing you to plan accordingly, and will increase the chances of a successful transaction once in escrow. You can expedite getting qualified by gathering important financial documents and information, such as W2’s, tax returns, and bank records. Here is a handy checklist to help guide you. Aimee can provide referrals for reputable mortgage professionals if needed.
Where to Start
Whether you know exactly what you want and need, or are still trying to figure it out, Aimee can help you identify your options. Once a plan is in place, Aimee will work diligently to find homes that meet your criteria, will communicate closely, and will act quickly to arrange for property tours of suitable homes and offer submissions. Clients can participate in searching properties online as well. Contact (contact form) Aimee if you would like a custom URL or email alerts for MLS properties that meet your unique criteria. If relocating, Aimee will gladly coordinate her services with other professionals as needed.
Getting a neighborhood overview and current market report by zip code can be very helpful in narrowing down a desired area. Aimee can provide a detailed neighborhood report by request for any zip code within San Diego County.
View recent crimes in any particular area by searching Crimemapping.com.
Once an offer has been successfully negotiated and accepted, it will enter escrow. Through the escrow process Aimee stays involved and apprised of the escrow status, and updates her clients frequently. She is committed to trouble shooting and going the extra mile to ensure her clients’ transactions are as smooth and positive as possible.
The process of moving can be overwhelming and stressful for some buyers. Aimee works to help clients organize and simplify this process when needed, and has a wealth of resources and referrals to service providers that assist with the moving process (including sorting, organizing or downsizing, and packing and unpacking).
Aimee appreciates that buying a home is not only a big financial decision; it can also be an emotional one. Call Aimee at (619) 405-5006 to talk about how she can put her skills and resources to work to help move you in the right direction.